First-Time Buyer GST/HST Rebate, What It Means for New Home Affordability in Canada

June 4, 2026 | Posted by: Brandi Pierik and Matthew Pierik - Red Deer and Calgary Mortgage Brokers

Buying a first home in Canada has not been easy. Between higher home prices, changing mortgage rates, stricter qualification standards, and the rising cost of everyday life, many first-time buyers hav ...

Buying a Home in 2026? Why More Housing Starts May Not Mean More Choices

May 28, 2026 | Posted by: Brandi Pierik and Matthew Pierik - Red Deer and Calgary Mortgage Brokers

Buying a Home in 2026? Why More Housing Starts May Not Mean More Choices More homes being built in Canada should be encouraging news for homebuyers. More supply can support a healthier housing mark ...

Mortgage Renewal in 2026: Fixed or Variable?

May 11, 2026 | Posted by: Brandi Pierik and Matthew Pierik - Red Deer and Calgary Mortgage Brokers

If your mortgage is coming up for renewal in 2026, you are probably asking one very practical question: should I choose a fixed rate or a variable rate? It is a fair question. After several yea ...

April 29 - 2026 - Bank of Canada maintains policy rate at 2.25%

April 29, 2026 | Posted by: Brandi Pierik and Matthew Pierik - Red Deer and Calgary Mortgage Brokers

The Bank of Canada today held its target for the overnight rate at 2.25%, with the Bank Rate at 2.5% and the deposit rate at 2.20%. The evolving conflict in the Middle East is causing heightened vol ...

5 Most Important Issues That Can Delay a Mortgage Closing in Canada

April 15, 2026 | Posted by: Brandi Pierik and Matthew Pierik - Red Deer and Calgary Mortgage Brokers

Many Canadian homebuyers feel a sense of relief once they hear the words, "you are approved." That relief makes sense, but it can also create a false impression that the mortgage process is complete ...

Why Buying Still Feels Hard in 2026, Even as More Homes Are Being Built

April 7, 2026 | Posted by: Brandi Pierik and Matthew Pierik - Red Deer and Calgary Mortgage Brokers

Why Buying Still Feels Hard in 2026, Even as More Homes Are Being Built If you have been watching the headlines in 2026, you may be wondering why buying a home in Canada still feels so difficult. O ...

Newly Passed Bill C-4, What It Means for Canadian Mortgages

March 20, 2026 | Posted by: Brandi Pierik and Matthew Pierik - Red Deer and Calgary Mortgage Brokers

Newly Passed Bill C-4, What It Means for Canadian Mortgages If you are buying your first home, renewing a mortgage, or thinking about refinancing, newly passed Bill C-4 is worth understanding. It r ...

March 18-2026 - Bank of Canada maintains policy rate at 2.25%

March 18, 2026 | Posted by: Brandi Pierik and Matthew Pierik - Red Deer and Calgary Mortgage Brokers

The Bank of Canada today held its target for the overnight rate at 2.25%, with the Bank Rate at 2.5% and the deposit rate at 2.20%. The war in the Middle East has increased volatility in ...

Affordability challenges spread across Canadian cities

March 9, 2026 | Posted by: Brandi Pierik and Matthew Pierik - Red Deer and Calgary Mortgage Brokers

A new report from CMHC highlights something many Canadians are already feeling firsthand. Housing affordability challenges are no longer just a Toronto and Vancouver story. While those two cities ...

Spring 2026 Home Buying Canada, Listings vs Affordability

February 24, 2026 | Posted by: Brandi Pierik and Matthew Pierik - Red Deer and Calgary Mortgage Brokers

Spring 2026 Home Buying in Canada, Why More Listings Still Do Not Automatically Mean Affordable Payments If you are shopping for a home this spring, you may be hearing a confusing message, there ar ...

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