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  • Jun 04, 2020
  • Brandi Pierik

Now is a GREAT Time to Buy a Home!

Now is a Great Time to Buy a Home Are you considering buying a home in 2020? Whether you’re looking to get into your very first home, upgrade to a new home or purchase an investment property, now may be the perfect time. Not only are rates. . .

  • May 01, 2020
  • Brandi Pierik

Negotiate Your Mortgage at Renewal Too!

Be Sure to Negotiate at Mortgage Renewal Time Too! When you first agreed to the particulars of your current mortgage, you considered a number of different factors such as the rate, term, amortization period and other important features. . . .

Red Deer Mortgage Renewal
  • Nov 28, 2019
  • Brandi Pierik

Be Sure to Negotiate Your Mortgage at Renewal!

Be Sure to Negotiate at Mortgage Renewal Time Too! When you first agreed to the particulars of your current mortgage, you considered a number of different factors such as the rate, term, amortization period and other important features. . . .

  • Sep 17, 2019
  • Brandi Pierik

Top 3 Reasons More Single Women are Purchasing Real Estate

3 Top Reasons More Single Women are Purchasing Real Estate   One of the most influential and growing segments of real estate buyers across Canada is single women. That’s right, the traditional homebuying demographic has definitely been. . .

  • Sep 05, 2019
  • Brandi Pierik

Great News for First Time Home Buyers

What Does the First-Time Home Buyer Incentive Have to Offer?   Great news for first-time homebuyers! The new federal First-Time Home Buyer Incentive (FTHBI) officially opened for business on September 2nd (for home sales that close no earlier. . .

  • Jul 16, 2019
  • Brandi Pierik

Why did my Co-Worker's Child get a Better Interest Rate Than I Did?

Why Did My Co-Worker’s Child Get a Better Interest Rate? When you’re in need of a Red Deer mortgage, it’s natural to want to secure the very best rate. Your co-worker has been bragging about the ultra-low rate their son received on his. . .

  • Jun 05, 2019
  • Brandi Pierik

Self Employed Mortgages - What Documents Do I Need?

Self-Employed Mortgages – What Documents Do I Need? When you’re self employed and applying for a mortgage in Red Deer, you’re likely to face some obstacles when compared to someone who earns a regular salary through an. . .

  • Mar 11, 2019
  • Brandi Pierik

Co-Signing Solutions for Mortgage Pre-Approvals

A Co-Signer May Offer the Boost You Need Sometimes, a mortgage applicant may need a little extra help in order to qualify for the loan amount required to get into a new home. If you’re having troubles meeting traditional lender. . .

  • Feb 15, 2019
  • Brandi Pierik

New to Canada?

New to Canada and Seeking a Mortgage? I Can Help! Have you immigrated or relocated to Canada within the past five years? I have access to some great new to Canada home loan options. You may even be eligible under a New to Canada. . .

  • Jan 29, 2019
  • Brandi Pierik

What Types of Insurance Do I Need When Buying a House?

What Types of Insurance Are Involved When Buying a Home? The many different types of insurance you’ll come across when buying a home in Red Deer may seem overwhelming. It’s important, however, to understand each one to ensure you’re. . .

  • Jan 03, 2019
  • Brandi Pierik

Variable Rate Mortgages Save You Money!

Variable Mortgages Save You Money! There – I’ve said it! I’m a true believer in variable-rate mortgages because I’ve seen them save the most money for Red Deer homeowners who heed the advice that this is their best long-term. . .

  • Oct 12, 2018
  • Brandi Pierik

Positive News For Alberta!

Positive News for Alberta’s Economy & Homeowners! It’s no surprise that Albertans have faced many hardships over the past few years. But, we’re strong and resilient! In fact, economists are predicting that our great province is well on. . .

  • Sep 17, 2018
  • Brandi Pierik

Great Mortgage News for Self Employed Business Owners!

Great News if You’re Self Employed! Canada Mortgage and Housing Corporation (CMHC) is making it easier for self-employed Canadians to qualify for a mortgage – as of October 1st, 2018 – by providing lenders with more guidance and. . .

  • Sep 07, 2018
  • Brandi Pierik

Why Do I Need a Lawyer When Getting a Mortgage?

Why Do I Need a Lawyer When Getting a Mortgage? Since buying a home is among the largest financial investments you’ll make throughout your lifetime, it’s important that the proper financing process is followed and you fully understand. . .

  • Aug 16, 2018
  • Brandi Pierik

What You Need to Know When Buying a Vacation Property

What You Need to Know When Buying a Vacation Property You’ve dreamed, saved and planned, and it’s finally time to buy a cottage or vacation home! Now is a really good time. Although mortgage rates have risen slightly, they still remain on. . .

  • Aug 16, 2018
  • Brandi Pierik

What are Dower Rights?

How Do Dower Rights Affect Property Title or Mortgages? Dower rights are enforced through the Dower Act to protect the spouse of a registered property owner by requiring the spouse who’s not on title to consent to any disposition of. . .

  • Jul 17, 2018
  • Brandi Pierik

What is a Collateral Charge Mortgage?

What’s a Collateral Charge Mortgage? With several lenders today offering collateral charge mortgages, it’s important to understand the differences between a collateral and a standard charge mortgage before signing your mortgage. . .

  • Jul 03, 2018
  • Brandi Pierik

What are Closing Costs?

What Are Closing Costs? Closing costs include all legal and administrative expenses you’ll be responsible for paying on, or leading up to, your home’s closing date. It’s important to include these costs in your budget because, in most. . .

  • May 02, 2016
  • Brandi Pierik

Real Estate Sales Set Record in March

According to statistics released today by The Canadian Real Estate Association (CREA), national home sales posted their third monthly increase and broke all previous monthly records.     The number of homes trading hands via Canadian. . .

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