Down Payment Blog Articles
- Sep 17, 2019
- Brandi Pierik
Top 3 Reasons More Single Women are Purchasing Real Estate
3 Top Reasons More Single Women are Purchasing Real Estate One of the most influential and growing segments of real estate buyers across Canada is single women. That’s right, the traditional homebuying demographic has definitely been. . .
- Sep 05, 2019
- Brandi Pierik
Great News for First Time Home Buyers
What Does the First-Time Home Buyer Incentive Have to Offer? Great news for first-time homebuyers! The new federal First-Time Home Buyer Incentive (FTHBI) officially opened for business on September 2nd (for home sales that close no earlier. . .
- Jul 16, 2019
- Brandi Pierik
Why did my Co-Worker's Child get a Better Interest Rate Than I Did?
Why Did My Co-Worker’s Child Get a Better Interest Rate? When you’re in need of a Red Deer mortgage, it’s natural to want to secure the very best rate. Your co-worker has been bragging about the ultra-low rate their son received on his. . .
- Jun 05, 2019
- Brandi Pierik
Self Employed Mortgages - What Documents Do I Need?
Self-Employed Mortgages – What Documents Do I Need? When you’re self employed and applying for a mortgage in Red Deer, you’re likely to face some obstacles when compared to someone who earns a regular salary through an. . .
- Feb 15, 2019
- Brandi Pierik
New to Canada?
New to Canada and Seeking a Mortgage? I Can Help! Have you immigrated or relocated to Canada within the past five years? I have access to some great new to Canada home loan options. You may even be eligible under a New to Canada. . .
- Sep 07, 2018
- Brandi Pierik
Why Do I Need a Lawyer When Getting a Mortgage?
Why Do I Need a Lawyer When Getting a Mortgage? Since buying a home is among the largest financial investments you’ll make throughout your lifetime, it’s important that the proper financing process is followed and you fully understand. . .
- Aug 16, 2018
- Brandi Pierik
What You Need to Know When Buying a Vacation Property
What You Need to Know When Buying a Vacation Property You’ve dreamed, saved and planned, and it’s finally time to buy a cottage or vacation home! Now is a really good time. Although mortgage rates have risen slightly, they still remain on. . .
- Jul 03, 2018
- Brandi Pierik
What are Closing Costs?
What Are Closing Costs? Closing costs include all legal and administrative expenses you’ll be responsible for paying on, or leading up to, your home’s closing date. It’s important to include these costs in your budget because, in most. . .
- Jun 15, 2018
- Brandi Pierik
Here is a Simple Way to Stress Test Your Mortgage
Here’s a Simple Way to Stress Test Your Mortgage Chances are, you’ve heard the phrase “stress test” enough for a lifetime, as it’s certainly popular these days when it comes to mortgage qualification. Unfortunately, stress. . .
- Jun 04, 2018
- Brandi Pierik
Top 6 Things for First Time Home Buyers Pre-Approval
So your expert Realtor set you up on a home search, you have been scouring all the bright new listings and all of a sudden - there it is - the property that makes your palms sweat and your pulse race! Finally - a place you can call your OWN! So what. . .
- Apr 03, 2018
- Brandi Pierik
How is A Mortgage Broker Different than a Bank Rep?
How is a Mortgage Broker Different than a Bank Rep? The banks work extra hard to try and convince mortgage borrowers that their mobile mortgage specialists can provide the same products and services as licensed mortgage brokers. But, in. . .
- Mar 22, 2018
- Brandi Pierik
Which Payment Frequency is Best?
Which Mortgage Repayment Frequency is Best? The schedule you choose for your mortgage repayment can have a significant impact on the amount of money you put towards your principal balance. The more you can take off the top of your principal. . .
- Feb 26, 2018
- Brandi Pierik
Why Do Lenders Request Appraisals?
Why Do Lenders Request Appraisals? When asking for an appraisal, lenders are seeking an unbiased expert opinion on the value of the home you’re interested in purchasing – or the property you already own, depending on whether you’re. . .
- Feb 06, 2018
- Brandi Pierik
Thinking of Buying in the Spring?
Thinking of Buying in the Spring? Start Preparing Now! Are you thinking of purchasing property in 2018? Whether you’re looking to buy your very first home, upgrade to a new home or purchase an investment property, being prepared before the. . .
- Jan 30, 2018
- Brandi Pierik
Buying Your First Home?
Get Preapproved Before Home Shopping A preapproval will help you understand your homebuying budget before looking at real estate in Red Deer. Steps to follow: Contact your Red Deer mortgage broker – Your mortgage broker will walk. . .
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